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I hope you didn't try to jump ahead, since the title of this section is what you may be interested in. If you are debt-free, you are probably in the right place. If you are not, go back and read the previous sections. It is not going to do you a whole lot of good to repair your credit unless you really don't have a debt problem. So let's get the debt taken care of first. In these pages, you will discover the real truth about credit, debt, and credit reporting information. Ultimately, you will realize that you have many credit and debt options that are hidden by those who would prefer that you endure the punishment of bad credit. What they don't want you to know is that you can restore bad credit in a lot less time than seven years. This web site is founded on the belief that each American should know their rights, and then follow their own moral compass. We believe that moral activism and corporate favoritism are wrong when committed by government agencies. In the recent rush to stamp out unscrupulous "Credit Repair" companies, something has been lost: namely the TRUTH. Every day, thousands of credit worthy citizens are denied credit on the basis of unfair and often inaccurate credit reports. In a society sworn to uphold the standard of "innocent until proven guilty," we must not allow citizens to be summarily cut off from the most important public utility of all: CONSUMER CREDIT. This site details the truth about credit and the best countermeasures available to recover credit worthiness. The information in this guide represents approximately 10 years of research and experience in the field of credit improvement. The authors of this guide have witnessed the deletion of over 50,000 negative credit items using the methods described within this manual. Disclaimer This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is shown with the understanding that the publisher is not engaged in rendering legal or other professional advice. If legal advice or other expert assistance is required, the services of a professional should be sought. We do not encourage, endorse, or recommend the use of any of these strategies, methods, or information as a means to defraud any individual or organization. The publisher disclaims any responsibility for personal loss or liabilities caused by the use or misuse of any information presented herein.
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