|
|
|
Credit Repair System |
|
 |
Do It Yourself (DIY)Credit Repair, Debt Reduction, Debt EliminationCredit Repair is not just fixing your credit score. Don't get me wrong, because it is a big part of the problem in a lot of cases. Our main goal is to get you to the point where you are not over-extended. In order to do that, you should look at your current financial situation, your budget, your ability to get things under control within a short time frame, and possibly a few other things. Debt Elimination, Debt Reduction, and Debt Consolidation may also be necessary, depending on the severity of your particular situation.
Out of the 2 creditors that we DID NOT use this system on, 1 of 2 sued me (see our response). This case was finally settled in mediation. We won! Of the 10 that we did use this system on, 1 of 10 sued me. I responded with copies of the letters I had previously sent to the creditors. After we hadn't heard anything from them in 10 months, I submitted a Motion to Dismiss with prejudice based on lack of prosecution. After an additional 60 days with no action, the court approved our motion and dismissed the case. If nothing else, the ratio of companies that will sue is greatly reduced by this package. DON'T listen to the people that tell you it can't be done. I did it!! For more info, view my testimonial.
I had been paying over $2000 per month in just interest and was making no progress on reducing the debt. The chart below doesn't even go past $40,000 so you can imagine where I was financially. I am not there anymore. Information that you can find on this site is not what you will find on the Federal Trade Commission's site, the credit bureau sites, credit card sites, or the Federal Reserve web site. Those sites will try to convince you that the only way to straighten out your credit is to pay all your bills on time every month. Believe me, I tried it their way for years after I quit using my credit cards and found that I was losing the battle. The current usury laws (if there are any in your state) are in favor of the creditors. Your CreditAre there some months where you are only a little behind? You know the times. It's when you just need an extra day or two to come up with the money to cover your utility bill, rent, or car loan? Are you tired of the creditors calling you asking "Why haven't you paid your bill"? Do you disconnect your phone because the constant calls from collection agencies are driving you crazy? Don't feel like you are the only one; there are 70 Million Americans who are adversely affected by derogatory information contained within their personal credit reports. It's time to do something about it. Good credit is possible and it's never been easier to improve your credit score. Our DIY CREDIT REPAIR SYSTEM has the answers you are seeking in order to clear up your past credit nightmares and get the fresh start you deserve. With our Debt Elimination program, your bills should go away in less than 60 days. If you do nothingIf you are not already convinced, the below chart shows the number of years to pay off your credit card balance based on 19% interest with a minimum monthly payment of 2.1% of the balance. (source: CNN Money) This is what happens if you continue to make those minimum payments and do nothing else.
Note: Some creditors are now charging 29% or more so these figures may not apply to you. |
|
|
I
have personally used the information from the Credit Card Debt Elimination Program section
of this site for my own credit problems with 10 out of 12 creditors, and
it really does work.
I was in debt for close to $75,000 on credit card accounts. I quit making
payments in January, 2008. As of a month ago, my credit score was at
756. My credit card debt is $0.
RESOURCES
|
|
